Ask about Zero % Interchange Fee Programs

Accept Payments Anytime, Anywhere from Any Device!

Running a business is tough enough without worrying about credit card processing fees eating into your profits. That’s where surcharging comes in—offering a straightforward way to manage those fees and keep more of what you earn. At Fortiq Pay, we provide an easy-to-use Surcharging Program that helps merchants pass the cost of credit card ac-ceptance to their customers

Dealerships today need flexible, secure, and transparent ways to accept payments. Fortiq Pay delivers dealership-specific solutions backed by decades of industry experience, helping independent dealers streamline transactions, reduce processing expenses, and improve operational efficiency across every sale.

Why Fortiq Pay

Trusted Payment Solutions for Independent Auto Dealers

The Power to Do More

Our consultative approach gives dealers greater control over how they accept payments, manage costs, and optimize the sales process—from the first deposit to final vehicle delivery.

As a FIADA partner, Fortiq Pay provides tailored solutions that enhance profitability, ensure compliance, and eliminate unnecessary fees. By simplifying payments and integrating with dealership systems, we help dealers focus on selling more vehicles while improving the customer experience.

Built by payments and automotive finance experts, Fortiq Pay is designed to support the evolving needs of independent auto dealers. As a FIADA Gold partner & Affiliate member, we deliver scalable, transparent, and dealership-focused payment solutions that drive efficiency, improve margins, and support long-term growth.

Fortiq Pay serves as a true one-stop partner for all payment processing needs—combining consultative expertise, flexible technology, and responsive support. By managing payments with clarity and accountability, we help dealers benefit from competitive rates, efficient onboarding, and a consistently high level of service focused on long-term success.

© 2026 Fortiq Pay, LLC and its subsidiaries is a
Registered MSP/ISO of Elavon, Inc. Georgia,
a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN
MSP VISA, MasterCard

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Evolve. Change. Grow.

Fortiq Pay helps independent automobile dealers modernize how they accept and manage payments. From vehicle down payments to full purchases and service transactions, our solutions are built to reduce costs, improve cash flow, and simplify operations. As a trusted partner, we help dealerships stay compliant while maximizing profitability and delivering a seamless customer experience.

All Major Card Acceptance
Accept Visa®, Mastercard®, American Express®, and Discover® with reliable, secure processing.
Flexible Payment Channels
Support in-store, mobile, and online payments—whether on the showroom floor, service drive, or remote delivery.
Dealer-Focused Products & Services
Customized solutions including surcharge and cash discount programs designed to offset processing costs and increase margins.
Developer-Friendly APIs
Robust APIs with a streamlined testing and certification process for easy integration.
Enterprise-Grade Reliability
99.99% system uptime ensures consistent, dependable transaction processing.
24/7 Dedicated Support
Access knowledgeable support whenever you need it—because your dealership doesn’t stop, and neither do we.

Full-Service Payment Processor